In life, one of the things that makes most of us feel secure is money. At the same time, one of the things in life that stresses us out the most is…money. Isn’t that ironic? Yet it is true. In fact, not saving enough money for emergency expenses is the number one financial regret for 16% of all Americans.
Financial planning and saving for the future pose a challenge for many. According to FINRA’s Nariona Finance Capability Study, less than half of Americans, 46%, have a rainy day–or emergency–fund. And according to The Associated Press-NORC Center for Public Affairs Research, those who would have trouble getting $1,000 in an emergency situation total 66%, or two-thirds, of Americans.
Clearly, there is a need for a financial planner in the world of most Americans. But what is a financial planner? A financial planner is a qualified professional who will manage your finances while planning for and ensure that you are financially secure in retirement.
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You Pays Your Money and You Takes Your Chances
Entertainment is no longer a guaranteed investment. Of course you might buy a movie ticket for a flop, or swipe your card for a round of golf mere seconds before the thunderstorm starts, but those have always been risks inherent in purchasing anything. People nowadays (specifically online gamers) are shelling out hard earned money to … Read more
Increase Workplace Productivity and Enhance Customer Service With Effective Software Solutions
Up-to-date technology is essential for most industries within the United States. It’s interesting to note, however, that approximately 75% of the individuals working within this country don’t believe they have access to this. In order to boost efficiency and job performance, American workers benefit from having access to the latest technologies. These include, but aren’t limited to, bank loan software, bill collection software, retail billing software, and legal case management tools.
Employee Productivity and Work Overload
Between 2011 to 2016, the U.S. Bureau of Labor Statistics reported that employee productivity only increased by 0.3%. One of the reasons for this may be due to not having access to the most recent technologies. While there are other factors that can lead to reduced productivity, having too much work and insufficient time to complete it can also cause serious issues.
It’s important to note that when workers are afraid that they don’t have sufficien
Tips On Getting Hero Online Gold Using Outside Websites
Online video games have skyrocketed in their popularity in recent years, thanks to cooler games like Hero, better graphics and easier downloads, and more social networking within these games. As more people like you start to discover the beauty of these games, more chances become apparent to do business using the web as a guide. … Read more
The Importance of Finding the RIght Bank
There comes a time in every adult person’s life when it becomes important to find a bank – often a search to “find banks near me”. Finding a bank – searching to “find banks near me” – can be a difficult process for some, as you want to find a bank (and searching to “find banks near me”) that will meet all of your banking needs. Banking needs will vary from person to person, such as the meed for mobile banking services as well as the possibility for a checking account application. It is hugely important that you find a bank with which you feel very comfortable and feel that you can develop a good and long lasting relationship with. Searching “find banks near me” online is a good first step to find a local bank, but should not be your only search criteria by far – it should go further and more intensive than “find banks near me.”
It is likely that you, if you do not already, w
Facts On Tax Services
Tax season is a part of the year that most Americans dread. This is a time of number crunching, money gathering, and downright stress. This is why most people will go out of their way to either hire a yearly accountant that does their taxes or they will get the help that is provided by … Read more
Buying a Beachfront Property in Florida
Florida is the third most populous state in the U.S., and it continues to attract more residents every year. People buying properties in the state have a number of different reasons for doing so. They could be classic snowbirds, escaping northern winters, or just looking for a vacation home. Waterfront homes are always in demand … Read more
Three Things to Think About When Deciding on a Bank
We all need a bank, but finding the right banks can be difficult. If you search for “banks near me” you will likely find a lot of choices for banking. Thankfully, and ultimately, the United States banking system is one of the best in the world. In December of 2016 the banking system of America … Read more
Home Loan Basics Know What Works for You
Whether you’re looking at buying a home to live in or as an investment, applying for a home loan is usually a crucial step in the process. Home loans are issued every day by banking services throughout the country. Unfortunately, delinquency is not unheard of. About 1.24% of today’s mortgages are in delinquency, and 6 … Read more
Empowered Women and Money That Lasts
It can sometimes feel like there is a lot to try and navigate in life. Between a job, finances, a home or apartment, maybe family or pets, hobbies, and more, it is not surprising that the majority of individuals feel a great burden of stress these days. And society is not exactly set up to … Read more