Colin You keep missing the football games! Seven years ago when you bought the small gift boutique the business plan that you had fit perfectly into your schedule. You could take your only daughter to school and then go in and open the shop. You were able to run the store by yourself for the rest … Read more
Organization and communication is key in any aspect of life. Whether you’re trying to keep all your paperwork in order using a pamphlet holder or you want to disseminate relevant information about your business, brochure or flyer holders and sign displays are essential. A pamphlet holder can be especially effective if you’re promoting a new … Read more
Your business is important to you, and making sure that all of your earnings get counted and sorted and cared for is also very important to you. When you first open up a shop, it might be easy to handle your cash and change, but as your business grows, it can be very difficult to … Read more
Small businesses are presented with many unique challenges. Not only are they constantly competing with larger businesses, but they also do not have the same resources available for growth. One of the most common challenges is with obtaining profits. Small business profits can be affected by minimal marketing resources, ineffective leadership, and poor tracking of … Read more
Banks are in the business of making money. They borrow money from investors to invest in additional money making opportunities. However, the success of a bank requires that the bank make good financial decisions. Good financial decisions mean careful consideration of loan requests. Providing a loan to someone who is likely to be unable to … Read more
As the owner of a home business revolving around a swimming pool, you have a specific niche. You work with families who have sent their children to you for years. In fact, in some of the youngest families you have been able to teach the children of the children you taught years ago. Your reputation … Read more
When people trust their bank, they are more likely to remain with that bank throughout their lifetime. Furthermore, when they need a business loan, they are more likely to approach their existing bank rather than open a new account elsewhere. This is one of the many reasons why it’s important to choose a bank that … Read more
If you’re a small business owner, you’ll likely want to know what your business is worth, at some point or another. Knowing your organization’s value can help you make important decisions about whether you’ll want to sell it in the future, choose to expand, or make changes to help it run more smoothly and profitably. … Read more
There are many occasions on which a small business owner might find it necessary to produce a business valuation report. Small business valuations are used to determine the economic value of the owner’s interest. They can provide important information to financial institutions considering a loan application, to potential buyers and to owners themselves. They can … Read more
Here is a fact right off the bat: The average household in the Untied States of America carries with it $129,579 in total debt and $15,355 of that total debt is in credit cards. Here’s another one: The good news is, household income has gone up by 26% over the past 12 years. The bad … Read more