If you are struggling to pay your monthly bills, car trouble can come as a disastrous surprise. You need your car to get to work, buy groceries, or take your kids to school, but you can’t afford to get it repaired or replaced. So you may find yourself wondering how to get help with car repairs.
Well, don’t give up just yet. First, know you are not alone. An estimated 62% of Americans have no emergency fund to fall back on, meaning that only 38% do, according to Statistic Brain. Which means that there are many other people like you.
When you’re already struggling, having to worry about paying for an auto glass repair service can just seem like too much. Thankfully, there are plenty of ways that you can get help paying for car repairs or a replacement. Thanks to the community, Federal and state programs, and local organizations, you can keep living your life without having to break your bank.
Reaching out for help may seem hard to do. But if you can get past feelings of shame and fear, you can find the help you need. The only way you will get assistance is if you first look for it and ask for it. There are a lot of options out there, so let’s look at how to get help with car repairs when you need it.
Asking your church
If you go to church, this can be a great way you can get help with auto repairs. Many churches do their best to give back to their community, and one of the ways they do that is to help with car trouble. Even if you don’t go to church, your local church might still be willing to help.
Churches can do this in different ways. Some might offer grants that you could use to pay for car roadside assistance, car repairs, or even a replacement. Others may provide a trade-off, where you do some work for them and in turn, they pay for your needs. It will vary from church to church, so there is no one universal way that they can provide help.
So if you find yourself wondering how to get help with car repairs, consider turning to your local church. Ask them if they have any options to help you, and if they do, figure out something that best suits your needs.
Asking for help can be terrifying, especially with something like car trouble. And not being able to afford it yourself can be embarrassing. These might make it difficult for you to reach out and ask other people for help when you need it.
But a part of how to get help with car repairs is being able to ask for that help. If you can get over those feelings of fear and embarrassment, you just might be able to find the help you need in your community.
If you have close friends or neighbors, you could ask them for a loan to help you in an emergency. Or you could ask local groups that you are a part of, such as PTAs or book clubs, if they might be able to help you. You could also do a community fundraiser to get the help you need.
It might seem stupid, but doing things like this can really help you. And more often than not, when they are able to, other people who care about you will want to help you. So don’t be afraid to reach out to your community, and you won’t have to worry as much about hiring an automobile accidents attorney.
Depending on your area, you can also head to a local Workforce office to get help with things like auto glass replacement and finding auto repair shops. These offices will have resources to inform you of ways that you can get help with your needs.
Some states have Workforce offices that can provide you with grants for car repairs or replacements. So if you’re wondering how to get help with car repairs, heading to one of these offices could help you find the resources you need.
The Federal government
It’s not just your community and local groups that can help you. Federal programs for people in need can make how to get help with car repairs much easier.
The most common, although not widely known, the Federal program is the Job Access and Reverse Commute program, or JARC.
JARC is a program designed to give help to low-income individuals who need their car to get to work. It is specifically for people who need a car to get to work and do not have access to public transportation. For low-income families, this is one of the most common reasons why someone might need their car, and why car troubles can be such a problem.
JARC can provide grants that can be used for auto body collision repair, transmission service, or anything else that you may need in the case of a vehicle emergency. Getting help from this program may be easier than searching for local programs or turning to the community, and it can happen much quicker.
Sadly, though, the funding for JARC is decreasing every year. So it is able to help fewer and fewer people, meaning that funds might not always be available to help you. But the least you can do is apply if you qualify for it, because the worst that will happen is that they can’t help you. And if they can help you, it can make a lot of difference in your struggles.
There are other Federal programs out there as well, but JARC is the one that will most commonly be used, and that could be the most helpful especially if you’re looking for more technical options like a transmission service. But if you’re looking for how to get help with car repairs, the Job Access and Reverse Commute program could be a good place to start.
Much like the Federal government, states can provide programs that help people with low income get help with car repair services. However, programs will vary from state to state, and even from county to county. So the best thing you can do is to use the internet to find out what programs are available to you where you are.
There are also charitable organizations that are region-specific, but not run by the state. To get you started, here are just a few of the options that certain states and regions offer.
In Alabama, you can turn to the organization Caring Cars. They are a branch of the Family Services center in Huntsville, Alabama. This organization takes cars as donations from anyone who wants to donate. Then, they match those cars to families with dependent children, so those families can have a vehicle to get to work, take their kids to school, and do whatever else they need to.
For residents of Florida, there is the Brevard County Florida Community Action Agency. Located just outside of Orlando, this organization provides minor grants for smaller car repairs. If you have a small issue that needs attention, they might be able to help you.
In North Carolina, a faith-based non-profit called Wheels 4 Hope once again takes cars as donations. They make any necessary repairs, and then give those cars to families in need. If you are in North Carolina and need a new vehicle, this is a great option for you.
Just slightly down from there, the Cooperative Ministry’s “Autos for Opportunities” program donates used cars to families who demonstrate need. If car repair isn’t an option for you and you need a new vehicle to help you get on with your life, this program can help you.
For residents of Arkansas, the United Way of Central Arkansas is an organization that provides grants for all things related to car repairs. Even if you need to find an auto insurance broker, this agency could help point you in the right direction. Whatever your needs may be, going here could help you.
In parts of Texas, there is the First Baptist Church’s Car Ministry. This organization provides all types of car repairs to single women who have financial need and can’t do it themselves. The women have to provide the necessary parts, but all of the labor is free. If you’re a single woman in Texas looking for how to get help with car repairs, this could be just the right thing to help you.
In Mississippi, the Community Services Division offers all sorts of programs to help people in need. This division is focused on helping the community, so it exists to give back to people in need. Whether you need small or large repairs, or even a car replacement, they have grant and loan options that can likely help you. And they can point you in the right direction if they can’t help you.
Federal programs are great, and state programs can be very helpful if there are any in your area that are right for you. But there are also non-government agencies that provide help to people in need all over the nation.
These organizations make how to get help with car repairs easy. There are a lot of them, so again, doing your research could help you find the best one for your needs. But here are just a few of the options you have.
As you now know, many churches can offer help, to both members and non-members. While local churches each have their own programs, there are some churches that have branches all over the nation that can help you.
One of these is the St. Vincent de Paul church. There is also the Catholic Charities group, and the Lutheran Services in America organization, among others. Find your local branch of one of these groups, and they may be able to help you with all your car repair needs.
There are also the very common groups, like Goodwill and the Salvation Army. Both of these organizations exist to provide services and goods to those in need. Even if they can’t provide you with repairs or a new car, they can likely point you towards a group that could.
There are some other nationwide organizations as well. United Way groups could help with one-time car repair needs. The Modest Needs Foundation assists people in need all over the country. Working Cars for Working Families can provide cars for families who are working and need transportation to do so. And for military families who need help with car repairs, there are groups like Operation Homefront.
These are just a few of the many, many options available to people looking for help with car repairs all over the country. You can do your own research to find more programs that work best for you, or even talk to other people who might have the information to help you, like local programs or others who have dealt with the same issue before.
Car repairs can be a difficult thing. Trying to do them yourself, without expertise, could result in you researching skin abrasion wound care on top of how to get help with car repairs. This is why finding someone else to help you repair your car is important.
You also likely need your car to continue with daily life. If you don’t have access to public transportation, you probably need your car to get to work. And if you can’t get to work, you lose even more money, which is something you don’t need to worry about when you’re already struggling to pay bills.
But don’t panic. These things may seem scary, but there are plenty of options out there for you to get help with car repairs. There are Federal and state programs, nationwide charities and nonprofits, local aid groups, churches, and your community.
If you find yourself in an emergency and need help with car repairs or replacement urgently, reach out to one or more of these resources. They will help you get the assistance you need so you can get back to your life with as little stress as possible.