Colin Today’s technology provides businesses with more ways than ever to offer convenience to customers, namely when it comes to accepting credit and debit cards for purchases. In fact, not only is it convenient for customers, but having everything from mobile technology to online payment processing makes it easier for businesses to make money. By giving … Read more
There are a number of limitations on what you can invest in using an individual retirement account (IRA), usually to keep people from abusing the tax deferral that it offers. This can seem to quash any chance of being able to invest in real estate with an IRA, but it actually doesn’t. There is a … Read more
Starting up a small business is no easy feat. It is one of those adventures that holds a number of different unexpected surprises, not all of them good. A small business owner wears many hats, and holds many responsibilities that they may never have held before. One of the biggest challenges for a new small … Read more
It’s happening in almost every industry these days: as the world becomes more dependent on the internet and begins to expect instant gratification 24/7, the businesses that have been around for years start being replaced with internet-savvy businesses. For example, who wants to wait around for a prescription to be filled when online pharmacies can … Read more
Everyone knows that a pharmacy has to stay on top of its prescription drug inventories, but there’s another aspect of product inventory that is often forgotten: the task of keeping non-prescription items stocked and available at low costs. This task is usually easy enough for big pharmacies that function as part of a larger chain … Read more
When it comes to finances, everyone starts out as a novice. In America, though, many people are particularly ill equipped to deal with creditors and banks. Due to the very ideas perpetuated by the “American Dream,” many Americans are struck by the idea that refinancing loans is a bad, or worse, dishonest thing to do. … Read more
Everyone has heard of the term “shop ’til you drop,” and those who are avid shoppers know how true this little phrase can be after a long day at the mall. Trying on clothes and finding ones you love is fun (at least for most girls), but it can also be tiring. The last thing … Read more
Sorting out what financial management jobs your company needs to fill—and then what those various financial jobs deserve in terms of compensation—can be overwhelming for a small- or medium-sized business. Two positions that are often accidentally merged or mistaken for each other are the chief financial officer, or CFO, and the corporate controller. So what … Read more
If you have a home mortgage, you may have thought about refinancing your home at some point. It’s not a personal loan, but it can mean that you can cash out on some of your home’s equity. If you’re thinking about refinancing, there are several points that you need to know about. The first is … Read more
Managing payroll for small companies can be a very difficult responsibility, especially if you are near the Canadian border. Canada’s payroll rules and regulations are quite different from those in the United States, but it’s very important to process everything correctly, or you’re wind up in a good deal of trouble. Some companies hesitate to … Read more