Why Declaring Bankruptcy Isn’t the Only Option

There are advantages and disadvantages of filing bankruptcy. Declaring bankruptcy is a big decision. It’ll have an adverse effect on your credit and may also make it difficult to take out loans and lines of credit, such as an auto loan, credit card, or mortgage. At the same time, however, a bankruptcy can help you … Read more

They’re Your Winnings, Get Your Lottery Money Now!

You won the lottery! That?s amazing! But when you win the lottery you?re faced with a major decision, lump sum lottery winnings versus an annuity. A lump sum, obviously, is an amount of money you get up front, while annuities come in different lengths and time periods of payout. The two most common are set … Read more