Colin 
Small business owners are more than often inexperienced when it comes to business experience. Balancing books and ensuring that one’s business stays afloat only scratches the surface of jobs that business owners have to juggle. Those who manage their payroll in-house must total employee hours perform gross-to-net calculations per employee, calculate and deposit payroll taxes, … Read more
Most American are interested in good investment opportunities. The United States has the largest market globally of stocks — 34%. Just before the “great recession” hit in 2008, the Dow Jones Industrial Average (DJIA or “Dow”) saw its largest increase in its history, it had added 900 points. The Dow monitors the top 30 publicly-traded … Read more
It’s no secret that the real estate industry has been under heavy fire in recent years. Mention “real estate,” and most investors run for the hills. In the past, this was a intelligent choice. However, is important in any type of investing to understand industry landscapes. There are always pockets of growth, ripe with valuable … Read more
After you win the lottery, you have two, very important decisions to make. Do you want to receive your winnings as a lottery lump sum payout, or as a lottery annuity settlement? And how are you going to spend that lump sum, or those annuity payments? Although there’s no clearly wrong decision with the first … Read more
No one wants to talk about it, but — for nearly all of us — hearing from debt collectors (and often, too) will be a reality at some point in our lives. Thankfully, with a little know-how, there are two important things that you can do. First, know your rights. Know when it is and … Read more
New to annuities and annuity settlements? You’re not alone — most Americans have no idea what an annuity is, let alone how beneficial these annuities can be when saving for retirement or trying to keep up with retirement expenses. With an annuity, you are able to set up a source of income that lasts for … Read more
Many Americans struggle to decide between choosing a local bank or a national bank. Some workers are hesitant to trust their money to a financial firm involved in questionable practices during the recent recession. Ultimately, most people simply choose whichever financial institution can offer them the best banking rates or convenience. So should you choose … Read more
What are structured settlements and annuity payments, and how do most people receive them? A structured settlement is a legal or insurance arrangement where the recipient agrees to receive periodic payments throughout their life, which is also known as an annuity payment. Often times this has tax advantages for the claimant (the government withholds 25% … Read more
People who have had to count large stacks of money know that the job isn’t nearly as glamour as it sounds. Before the advent of currency counter machines, bills and coins had to be accounted for by hand. The process was tedious, stressful, long, and more often than not frustrating. Moreover, the sum was usually … Read more
Commercial real estate investing is definitely a risky business to get into, especially if you don’t have much prior experience in the industry, however it can also be a very lucrative industry as well — in more ways than just relating to finances. If you think that making commercial real estate investments could be a … Read more