After you win the lottery, you have two, very important decisions to make. Do you want to receive your winnings as a lottery lump sum payout, or as a lottery annuity settlement? And how are you going to spend that lump sum, or those annuity payments? Although there’s no clearly wrong decision with the first … Read more
No one wants to talk about it, but — for nearly all of us — hearing from debt collectors (and often, too) will be a reality at some point in our lives. Thankfully, with a little know-how, there are two important things that you can do. First, know your rights. Know when it is and … Read more
New to annuities and annuity settlements? You’re not alone — most Americans have no idea what an annuity is, let alone how beneficial these annuities can be when saving for retirement or trying to keep up with retirement expenses. With an annuity, you are able to set up a source of income that lasts for … Read more
Many Americans struggle to decide between choosing a local bank or a national bank. Some workers are hesitant to trust their money to a financial firm involved in questionable practices during the recent recession. Ultimately, most people simply choose whichever financial institution can offer them the best banking rates or convenience. So should you choose … Read more