This summer marked a major transition in your life. With your husband starting only his third job ever since graduating from college, he is both excited and anxious about this change. The last six years with his second job, however, have been a test and the financial promises that this new job offered fell short. As a result, you ended up taking a loan out from his 401K to meet some unexpected home expenses. And while you were nervous about this loan it was only from the small 401K that he had for this one job, and it was basically a loan that you were taking from yourself.
When your husband announced that he was interested in this third and final job change of his career, however, you were faced with a decision about what to do with this loan. One option was to look at adding some of the amount on to the value of your home loan, but the mortgage rates are not in your favor. The mortgage rates that you have had on your home have been excellent and you did not want to mess with thos
