Most American adults today live with the fact that loans and paying off debts are a natural part of being a responsible adult, and knowing where to get a good loan deal, and what to borrow money for, can help a person finance many things in their lives, anything from wedding items like the venue or suits all the way to financing a home or a car, and college students often take out loans to pay for their tuition. Borrowing money to pay for cars is an especially common cause for debt among American adults, but this process does not have to be intimidating or shameful; financing cars this way is common, and many dealerships are ready and willing to help their customers get the right financing for new and used cars. People looking for a personal loan can look into other means of borrowing money as well, such as auto title loans. What does it mean to get a title loan fast for a car owner today? Can you really get loan money the same day you apply? Getting this type of personal loan means kn
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Identity Fraud keeps occuring, why?
Identity Fraud was big in 2016
In 2016, identity fraud was at an all-time high.
Many social media accounts were hacked and as a result, the accounts plagued banks and businesses.
Not only, cell-phone accounts were hacked.
This occurs by criminals gaining access to financial accounts when consumers use two-factor authentication involving a text message or token app.
Even credit card services such as credit .com , got hacked , which isn’t good because those sites have you social security card number, and host of other classified information.
It died down, somewhat, but identity fraud is still apparent.
In 2017, credit card fraud accounted for 16.8% of all identity theft.
That same year, Equifax, had a breach that exposed personal data of 145 million people.
This was daunting because this credit company is the largest bureau in the U.S. 54% of companies claim they are only “somewhat confident,” of the security that they have.
How to Get the Money You Need With Instant Title Loans and Why They’re Helpful
If you find yourself in need of money, you might be questioning how to get ahold of it in a hurry. Although over 65% of Americans have about $1,000 for when a situation arises, sometimes that’s not enough. But how can you get loan money without going to the bank or when you don’t want to ask family or friends? The answer is with instant title loans. Learn more about how these options can help you get the money you need without a long wait.
Your Car Title Can Help You Get the Money You Need
If you’re looking to secure a loan, your car can help you get there quickly. Title loan companies grant you a loan based on using your car as collateral. Keep in mind that if you can’t or don’t pay the loan back, your car will get repossessed. A vehicle title loan can provide you with the money you need in an emergency, allowing you to take care of any issues you’re exper
Loan Management With the Benefits of Technology and Software
Although we all take pride in the cars we own, they tend to make up one of the highest percents of consumer debt. Most people continue to hold outstanding auto loan debt over time, upon trading in a car with a remaining loan balance and simply agreeing to a new, more expensive loan. Americans currently spend roughly a quarter, or more, of their annual income to paying down debt. However, there is much that can be done about debt management through loan software.
Auto Loan Software
Often, an auto lender or dealership has the ability to integrate auto loan software into their website. The software assists in loan origination as well as the end-to-end processing of loan payments and debt management in relation to the original loan agreement. It can be an automated debt collection software with the setup of automatic payments. It is also basic account receivables management where customers can log in and make one-time payments online.
Other Types of Loan SoftwareRead more
Are You in the Process of Buying Your First Home?
New York City has been selling a quarter of a million in tickets every hour as the Mega Million lottery tickets are again set for the biggest payout in history. And while there is a chance that someone will win the billion dollar prize, the reality is that nearly all will go back to work tomorrow in an effort to make their home equity loan payments and other obligations. It is very fun to dream of never having to look at a home mortgage calculator again, but nearly 100% of lottery ticket buyers will still need to pay attention to their payment schedules and interest rates.
Mortgage calculators, more than the the latest lottery ticket prize, are a part of many Americans lives. No matter how much you dream of winning the big jackpot, in fact, you cannot count on any other method of taking care of your home and car loans other than making your regular payments. And while you can make ext
Three Easy Money Saving Tips!
Did you know that the average American family, according to Statistics Brain, has $3,800 in savings? Yet, the average amount need for retirement is $35,000! Not only that, but only an estimated 38% of Americans, according to Statistic Brain, have an emergency fund to fall back on! No doubt, these economic times are tough. Saving … Read more
Buy And Sell Gold Online
If you need a quick source of cash, you might consider selling gold, such as gold coins or gold jewelry. However, prior to selling gold there are a variety of things that you will want to consider. First of all, you will want to make sure that you shop around. The first thing you will … Read more
Four Tips for Saving Money on Life’s Expenses
Americans are being pushed to their financial limits everyday. Did you know that 76% of the United States is living from paycheck to paycheck, according to CNN Money? As Gallup shows, the median amount spent by Americans on groceries each week in 2012 was $125 dollars. That equals $6,500 a year spent on groceries alone. … Read more
Four Ways to Save Money at Home
Nowadays, especially with the uncertainty of the economy in many areas, families are trying to find household money saving tips that allow them to cut costs and keep more money in the bank. The typical family budget will have to include things like groceries, car payments, utility bills, and a little bit of room for … Read more
Tips for Dealing with Businesses Overseas
When running a business it’s important to have all your ducks in a row, cross every “T” and dot every “I” in order to protect yourself and your business. Taxes are especially time consuming, but important especially considering that the IRS can go back as long as three years with their audit process and 10 years for back owed taxes. Along with $3.4 trillion collected from the IRS in taxes they paid $436 in refunds, but audited over one million returns. The chances of an audit are pretty high, which is why proper documentation and paperwork is even more important. When working with companies overseas things get a little more tricky, but that doesn’t mean the IRS will take any mercy on you if you’re one of the unlucky ones to get audited. This is when using business advisory services in China can become beneficial and help business owners. See below for some other tips for business working with companies overseas.
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