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Loan Management With the Benefits of Technology and Software

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Although we all take pride in the cars we own, they tend to make up one of the highest percents of consumer debt. Most people continue to hold outstanding auto loan debt over time, upon trading in a car with a remaining loan balance and simply agreeing to a new, more expensive loan. Americans currently spend roughly a quarter, or more, of their annual income to paying down debt. However, there is much that can be done about debt management through loan software.

Auto Loan Software

Often, an auto lender or dealership has the ability to integrate auto loan software into their website. The software assists in loan origination as well as the end-to-end processing of loan payments and debt management in relation to the original loan agreement. It can be an automated debt collection software with the setup of automatic payments. It is also basic account receivables management where customers can log in and make one-time payments online.

Other Types of Loan SoftwareRead more

Three Easy Money Saving Tips!

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Did you know that the average American family, according to Statistics Brain, has $3,800 in savings? Yet, the average amount need for retirement is $35,000! Not only that, but only an estimated 38% of Americans, according to Statistic Brain, have an emergency fund to fall back on! No doubt, these economic times are tough. Saving … Read more

Buy And Sell Gold Online

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If you need a quick source of cash, you might consider selling gold, such as gold coins or gold jewelry. However, prior to selling gold there are a variety of things that you will want to consider. First of all, you will want to make sure that you shop around. The first thing you will … Read more

Four Tips for Saving Money on Life’s Expenses

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Americans are being pushed to their financial limits everyday. Did you know that 76% of the United States is living from paycheck to paycheck, according to CNN Money? As Gallup shows, the median amount spent by Americans on groceries each week in 2012 was $125 dollars. That equals $6,500 a year spent on groceries alone. … Read more

Four Ways to Save Money at Home

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Nowadays, especially with the uncertainty of the economy in many areas, families are trying to find household money saving tips that allow them to cut costs and keep more money in the bank. The typical family budget will have to include things like groceries, car payments, utility bills, and a little bit of room for … Read more

Tips for Dealing with Businesses Overseas

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When running a business it’s important to have all your ducks in a row, cross every “T” and dot every “I” in order to protect yourself and your business. Taxes are especially time consuming, but important especially considering that the IRS can go back as long as three years with their audit process and 10 years for back owed taxes. Along with $3.4 trillion collected from the IRS in taxes they paid $436 in refunds, but audited over one million returns. The chances of an audit are pretty high, which is why proper documentation and paperwork is even more important. When working with companies overseas things get a little more tricky, but that doesn’t mean the IRS will take any mercy on you if you’re one of the unlucky ones to get audited. This is when using business advisory services in China can become beneficial and help business owners. See below for some other tips for business working with companies overseas.

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How Close Are You to Paying Off Your Home?

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This summer marked a major transition in your life. With your husband starting only his third job ever since graduating from college, he is both excited and anxious about this change. The last six years with his second job, however, have been a test and the financial promises that this new job offered fell short. As a result, you ended up taking a loan out from his 401K to meet some unexpected home expenses. And while you were nervous about this loan it was only from the small 401K that he had for this one job, and it was basically a loan that you were taking from yourself.
When your husband announced that he was interested in this third and final job change of his career, however, you were faced with a decision about what to do with this loan. One option was to look at adding some of the amount on to the value of your home loan, but the mortgage rates are not in your favor. The mortgage rates that you have had on your home have been excellent and you did not want to mess with thos

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Financial Planning Put Your Future on Track

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In life, one of the things that makes most of us feel secure is money. At the same time, one of the things in life that stresses us out the most is…money. Isn’t that ironic? Yet it is true. In fact, not saving enough money for emergency expenses is the number one financial regret for 16% of all Americans.

Financial planning and saving for the future pose a challenge for many. According to FINRA’s Nariona Finance Capability Study, less than half of Americans, 46%, have a rainy day–or emergency–fund. And according to The Associated Press-NORC Center for Public Affairs Research, those who would have trouble getting $1,000 in an emergency situation total 66%, or two-thirds, of Americans.

Clearly, there is a need for a financial planner in the world of most Americans. But what is a financial planner? A financial planner is a qualified professional who will manage your finances while planning for and ensure that you are financially secure in retirement.

This may have s

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You Pays Your Money and You Takes Your Chances

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Entertainment is no longer a guaranteed investment. Of course you might buy a movie ticket for a flop, or swipe your card for a round of golf mere seconds before the thunderstorm starts, but those have always been risks inherent in purchasing anything. People nowadays (specifically online gamers) are shelling out hard earned money to … Read more

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