In life, one of the things that makes most of us feel secure is money. At the same time, one of the things in life that stresses us out the most is…money. Isn’t that ironic? Yet it is true. In fact, not saving enough money for emergency expenses is the number one financial regret for 16% of all Americans.
Financial planning and saving for the future pose a challenge for many. According to FINRA’s Nariona Finance Capability Study, less than half of Americans, 46%, have a rainy day–or emergency–fund. And according to The Associated Press-NORC Center for Public Affairs Research, those who would have trouble getting $1,000 in an emergency situation total 66%, or two-thirds, of Americans.
Clearly, there is a need for a financial planner in the world of most Americans. But what is a financial planner? A financial planner is a qualified professional who will manage your finances while planning for and ensure that you are financially secure in retirement.
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Month: July 2018
You Pays Your Money and You Takes Your Chances
Entertainment is no longer a guaranteed investment. Of course you might buy a movie ticket for a flop, or swipe your card for a round of golf mere seconds before the thunderstorm starts, but those have always been risks inherent in purchasing anything. People nowadays (specifically online gamers) are shelling out hard earned money to … Read more